Over the past few years, final salary pension schemes have witnessed volatility in equity markets and a retired workforce that is living longer. Add the two together, and what was once a healthy pension scheme became a huge liability, carrying significant deficits.To reduce the liability, one by one, companies closed their final salary schemes to [...]

Everyone knows that the younger you are when you start paying into a pension, the more you’ll receive when it’s time to pay out on your retirement. Nevertheless, there are still many who delay making that start and a frightening number of people who believe that their entitlement to a basic State pension will be [...]

Are you a British expatriate who is tired of all of the government regulations that are holding your pension funds out of your reach? Do you wish there was a way for you to access your money more easily, without requiring you to pay high taxes on the money you do use? Because you are [...]

A QROPS Pension Transfer is a transfer of a UK Pension, or a “frozen” UK pension into another HMRC approved pension scheme, in a jurisdiction outside of the UK. QROPS means Qualifying Overseas Recognised Pension Scheme, and is a fantastic option if you have left the UK or are planning to leave the UK within [...]

It has been claimed that A-Day is set to be the biggest shake-up that pensions in the UK have experienced in over 60 years but it has also left many wondering what A-Day is and what pension advice they will need to prepare for it. Below we take a closer look at A-Day and what [...]

 OVERVIEW: The NASSIT Act, 2001 established a virtual state-monopoly in the NASSIT for the management and investment of pension funds in Sierra Leone. However, as is generally the case with monopolies and especially quasi governmental monopolies in Sierra Leone, we must continue to be vigilant and guard against inefficiencies in management and oversight, politically-driven investments, political [...]

The Costa Del Sol is packed with leather-skinned British ex-pats soaking up every beam of sunshine that they were deprived of during their professional lives in Britain. The number of retirees fleeing soaring energy and food prices in their twilight years is growing rapidly and their destinations are getting more and more exotic.This decision is [...]

In terms of pensions management, your location in the world doesn’t matter, nor does the type of pension you have – a sipps, a self-invested personal scheme, or a self-administered scheme.What you are interested in is that when you become a pensioner, your pension’s management has performed to provide you with a comfortable retirement and [...]

Detailed Description- New York, June 17th, 2008 — Opalesque, the world’s largest subscription-based publisher covering the alternative investment industry, has launched the sixth issue of its acclaimed regional Roundtable scripts, the “Opalesque New York Roundtable” (download here: http://www.opalesque.com/index.php?act=static&and=RoundtableNY)Some hedge funds have already started to position themselves as a merchant bank with investment banking capabilities to [...]

Having your money in a British pension can make it difficult to access, particularly if you are living overseas as an expatriate. The heavy taxes imposed by the HMRC and all of the rules and regulations that you have to go through to access your money make using your money difficult. To add to these [...]